Last Updated: February 18, 2026
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Ruifang Investment LLC ("Company," "we," "us," or "our") concerning your access to and use of our website and services. By accessing or using our services, you agree that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use our services.
Ruifang Investment LLC provides investment management, financial advisory, and related services. The specific terms of our investment services, including fees, investment strategies, and account management, are detailed in separate investment advisory agreements that clients enter into with our firm.
Our services are provided for informational and advisory purposes. Investment advice is tailored to individual client circumstances and goals. Past performance does not guarantee future results, and all investments carry risk, including the potential loss of principal.
By using our services, you represent and warrant that:
You acknowledge and understand that:
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Ruifang Investment LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at rui@ruifanginvestment.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
The content on our website, including text, graphics, logos, images, and software, is the property of Ruifang Investment LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.
To the fullest extent permitted by law, Ruifang Investment LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our services will be uninterrupted, secure, or error-free.
You agree to indemnify, defend, and hold harmless Ruifang Investment LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms.
We reserve the right to terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in California.
We reserve the right to modify or replace these Terms at any time. If we make material changes, we will provide notice by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the new Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
These Terms, together with our Privacy Policy and any other agreements you enter into with Ruifang Investment LLC, constitute the entire agreement between you and us regarding the use of our services and supersede any prior agreements or understandings.
If you have any questions about these Terms, please contact us at:
Ruifang Investment LLC
807 Grant Ave
Novato, CA 94944
Email: rui@ruifanginvestment.com